A Note from the owner.

Charter House has saved our sellers over $2 million dollars in commission over the past 2 years compared to 6% and we are proud of this fact!

This means we take less commission than others while still providing full service.

While we might seem seller focused, the long term success of our business depends on BUYERS allowing us to help them buy homes!

You do not have to buy with us to sell your home, BUT, if you do plan to buy a home, we would greatly appreciate you allowing us to help you do that. We simply make more money helping buyers and those deals are needed to keep our doors open for years to come!

If you appreciate what we do on the selling side, help keep us around by buying a home through us or telling a friend about us that is looking to buy a home. Thanks!

Main Content

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Seller Guide

    Preparing to Buy

    Before you start shopping for your property, it is a good idea to make some preparations.

    Build Your Green File.

    A green file contains all your important financial documents. You will need it to secure financing for your property. The typical green file should contain:

    • Financial statements
    • Bank accounts
    • Investments
    • Credit cards
    • Auto loans
    • Recent pay stubs
    • Tax returns for two years
    • Copies of leases for investment properties
    • 401K statements, life insurance, stocks, bonds, and mutual account information.

    Check Your Credit Rating.

    Your credit score will have a huge impact on what type of property you can buy, and at what price. It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford. The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union. We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.

    Be Careful With Your Finances.

    Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.